Katy, Texas Homes and Real Estate Guide

Katy is one of the most active home markets in Greater Houston, with established neighborhoods, newer planned communities, and one of the top rated large school districts in Texas. This guide covers what buyers, sellers, and military families should know before making a move in Katy.

The Gee Team has helped clients buy, sell, and lease across Katy, including the 77494 and 77450 zip codes. Browse homes for sale in Katy or call Michael Gee at 713-517-1794.

Katy Market Snapshot

In September 2026, HAR reported a median sale price of $334,900 for single family homes in Katy, with 443 homes sold that month (HAR Katy market trends). Prices vary widely by neighborhood, home age, and MUD tax rate, so the right comparison is always the specific street and section you are considering.

Thinking about selling? Request a pricing analysis based on recent Katy sales near your home.

Popular Katy Neighborhoods

Comparing Katy with other suburbs? Read Cypress vs Katy: Where Should You Live?

Schools

Most of Katy is served by Katy ISD, which received a B (88) in its most recent Texas Education Agency accountability rating and reports that it is the top performing large school district in the state (Katy ISD). School zoning can change as new campuses open, so always confirm zoning for the exact address with the district before you buy. See our Houston school districts guide for a wider comparison.

Property Taxes and MUDs

Most Katy area homes sit inside a Municipal Utility District, or MUD, which adds its own tax rate on top of county, school, and other taxes. Newer communities often carry higher MUD rates than established ones, and that difference can change your monthly payment more than a small difference in price. On new construction, the first year tax bill may be based mostly on land value, so plan for a higher bill once the home is fully assessed.

Before you write an offer, we pull the total tax rate for the specific address so your payment estimate is accurate. Learn more in our Houston property taxes guide.

Commuting From Katy

Katy connects to Houston by I-10 (the Katy Freeway), the Westpark Tollway, and the Grand Parkway (SH 99). The Energy Corridor sits just east of Katy, and drive times into the Galleria and Downtown depend heavily on time of day. If you commute, test the drive at your real rush hour before you commit to a neighborhood. Our Houston commuter suburbs guide compares the options.

Katy for Veterans and Military Families

Katy is a strong fit for veterans who want space, newer homes, and nearby VA care. The Katy VA Clinic at 750 Westgreen Boulevard offers primary care, mental health care, pharmacy, and other outpatient services (VA.gov).

Michael Gee is a West Point graduate, former U.S. Army Engineer Officer, Military Relocation Professional (MRP), and VA Certified Agent (VACA). If you are buying new construction with a VA loan, ask early how builder incentives and seller concessions will work with your loan, and confirm the details with your lender. Start with our Houston VA home buyer guide, best Houston neighborhoods for veterans, and PCS move guide.

Katy Real Estate FAQs

Is Katy, Texas a good place to buy a home?

For many buyers, yes. Katy offers established and newer neighborhoods, highly rated Katy ISD schools, and direct highway access to Houston. The tradeoffs are commute times at rush hour and MUD taxes, which vary by community.

What is the median home price in Katy, TX?

HAR reported a median sale price of $334,900 for Katy single family homes in September 2026. Prices vary significantly by neighborhood and home age.

Do Katy homes have MUD taxes?

Most do. Very few Katy area homes sit outside a Municipal Utility District, and newer communities often have higher MUD rates. Check the total tax rate for each address before making an offer.

Can I use a VA loan to buy in Katy?

Yes. VA loans can be used on resale homes and new construction in Katy when the home and borrower meet VA and lender requirements. Talk with a VA experienced lender early, especially on new construction.

Ready to Buy or Sell in Katy?

Michael Gee leads The Gee Team at Real Broker, LLC. Since 2020, he has helped more than 250 families buy, sell, lease, and invest across Greater Houston. Call or text 713-517-1794 or send a message.

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